What Does Accidental Death Insurance Cover?
One of the most important things to consider about accidental death and dismemberment insurance are the provisions of coverage. While it does provide the beneficiary with a payment in the event of accidental death, many don’t realize there is another provision to this insurance as well. Dismemberment covers the insured for any accident in which there is a loss of bodily function such as sight, hearing, limbs or any other loss that results because of an accident. Coverages for Suicide and Murder Suicide and murder are two separate issues, defined differently than accidental death and are handled differently by each insurance carrier. While some carriers will pay in the event of death or suicide, others will not. When you purchase accidental death insurance, read your policy completely so that you fully understand what it covers under the provisions of your policy. These provisions may be different among not only insurance companies but the state in which you reside.This makes it essenti
