What does Annual Out of Pocket (OOP) maximum mean?
• Your annual OOP in-network is the most you’ll have to pay within a calendar year for all of your covered medical bills, then we pay the rest as long as you use in-network doctors and hospitals. This amount varies depending on the plan you choose ($1,500, $3,000 or $5,000). Basically, meet your deductible and you’ve reached your in-network OOP. If you go outside the network, your annual OOP is much higher-$10,000.so stay in the network. What is a agent and how do they help you? • You know you need insurance, but you are not sure which plan fits you best? Like a guidance counselor, a health insurance agent can help you choose the right plan so that you get your money’s worth. You don’t even have to pay for this service. It’s free. Now, go to www.anthem.com/ca and click on Find an Agent. You’ll be asked to input your ZIP code so we can give you names and phone numbers of agents you can call locally or toll-free. Am I covered when i’m away from home? • Of course you’re covered for emerge