What does Canadian Direct Insurance (Alberta) Auto SEF CDI 1 Travel Protection cover me for?
Fred C says: September 20, 2009 at 11:08 pm SEF 27 is legal liability coverage for damage to non-owned vehicles. This information is from an Alberta government website. Why has your insurance broker not explained the coverages, which should all be listed by name in your policy, not just number? As a retired Manitoba broker, I can tell you I never let a policy holder leave without having an explanation of the basics of his policy. I can also tell you it went in one ear ona out the other for many people. More than once the signature on the application was used to protect brokers from accusations that limits or charges for optional coverages were never explained. This is the problem with on-line coverages. 9 times out of 10 the person on the phone is not licenced at all, which is why you are occasionally referred, right at the end, to a licenced broker, or, more often, the person is only a level 1 broker, working in a boiler room with several level one brokers, under the supervision of a
