What does Collision coverage include?
If your car overturns or collides with a car or another object, Collision coverage pays for the damage to your vehicle or the cost to replace it, if it cannot be repaired. Collision coverage includes a deductible, such $250 or $500. This means that you are responsible for paying the amount of the deductible in any loss, before the insurance company is responsible for payment. For example, if the cost to repair your car is $1,500 and you have a $500 deductible, your company will pay $1,000 toward the repair costs. You are responsible for paying the first $500 to the body shop when the work is completed.
Related Questions
- If I undergo a collision, and it is the other driver’s fault, will property damage coverage offer coverage to repair my auto if the at-fault party has no coverage?
- Please explain the difference between Collision Physical Damage Coverage and Comprehensive Physical Damage Coverage?
- What is comprehensive physical damage coverage or other than collision?
