What does property damage in a home insurance policy typically cover?
There are many natural causes of property damage. Property damage coverage helps repair your home and personal property when damaged by fire, lightning, wind or even hail. You should carefully read your policy before you have a loss to determine exactly what types of losses will be covered. For example, flood and earthquake issues are only covered when the coverage is added to your policy…and this can be a considerable expense in some areas of the country. So please review your individual policy carefully.
