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What does the insurance include (death, disability, medical evacuation or repatriation)?

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What does the insurance include (death, disability, medical evacuation or repatriation)?

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10

• Read the small print to ensure your policy is appropriate. • Is the policy updated and current for a new posting? • Research well-known insurance companies that offer expatriate medical insurance. • Does your insurance cover “kidnap and ransom”? Company insurance • Does your company insurance cover you for “death in service”? (This would cover both the company owing to loss of income and a nominal sum to your family.) Personal insurance • Do you have personal insurance to cover your mortgage? Is it enough? • Do you have adequate life insurance? • In the event of you or your partner’s death, do you have insurance to cover your children’s costs until they reach the age of 18? • Do you have adequate insurance for your children’s education? Legal documents • Ensure wills are up to date. • Ensure legal guardians are appointed for your children and noted in your will. • Ensure all bank accounts and credit card accounts have the necessary authorisation. • It is useful to have a signed lette

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