What does uninsured and underinsured motorist coverage mean?
Uninsured and underinsured coverage is coverage you purchase under your own automobile insurance policy. Uninsured coverage provides you with protection or coverage if you are injured in an automobile accident and the other party, who is at fault, does not have automobile insurance. Underinsured coverage provides you with protection or coverage if you are injured in an automobile accident and the other party, who is at fault, does not have enough automobile insurance to compensate you for your damages.