What effect will a Chapter 13 have on a co-debtor who does not file bankruptcy?
The Chapter 13 will show-up on the non-filing co-debtors credit bureau report alongside of the joint debt. It won’t show in the public records section. If it is not a consumer debt or if it is a consumer debt but will not be paid in full under the Chapter 13 plan, the creditor may proceed against the non-filer.
