What happens if a person is involved in an automobile accident with an uninsured vehicle or underinsured vehicle?
Although Colorado law makes it a crime to drive a car that is uninsured some estimates are that up to 30% of the vehicles on Colorado highways are uninsured. If you are involved in an accident with a vehicle that is uninsured you can still make a claim against uninsured motorist coverage that covers you. That uninsured motorist coverage can be available through your own automobile insurance or that of a blood relative or spouse with whom you reside at the date of the accident or as a result of coverage on a car in which you were riding as a passenger. These claims have complex, legal issues. That’s why you should immediately consult an experienced personal injury lawyer to make sure you comply with the obligations to properly preserve such a claim.
