What happens if the other driver involved in the car wreck accident does not have insurance?
In California, it is a law for all drivers to carry insurance that will cover injury and damage to the other party. However, that’s not always the case since some drivers neglect the automobile accident law and drive their car negligently and recklessly anyway without proper coverage. Your collision insurance will pay for the damage to your car, minus your deductible, if you have collision coverage no matter who was at fault. Your own policy will also pay for your personal injuries, pain and suffering under the PIP provision if you have uninsured motorist coverage.
Related Questions
- If I was involved in a car accident and my car is considered a total loss, is the negligent driver’s insurance company responsible for paying the balance of my car payment?
- Should I trust my insurance company or another insurer to investigate my automobile accident, car wreck, or other motor vehicle collision that happened in Florida?
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