What happens if the repair cost exceeds the claims limit on my policy?
We’ve researched average repair costs for a wide range of emergencies to make sure our policies offer more-than-adequate claims limits. In the unlikely event your repair cost exceeds your claims limit you’ll be expected to pay the difference. For example, if you have a £4,000 claim limit on your policy and the repair cost totals £4,200 you would need to contribute £200 towards the claim. Back to top.