What happens to my credit ratings if I seek help from debt management and credit counselling agency? ?
If you enter a debt management program with a counseling agency, financial institutions might not issue you any new lines of credit. Upon completion of the programme, the credit status will be updated within the next 12 months. Your chances of obtaining new lines of credit will be higher thereafter. For more information, please call the Agensi Kaunseling dan Pengurusan Kredit (AKPK) toll free hotline at : 1-800-88-2575 or visit any AKPK’s office nearest to you for an appointment.