What happens when an uninsured person causes an accident that injures someone?
A. Under Florida law, motor vehicle owners are not required to purchase bodily injury insurance. Many drivers in the State of Florida purchase automobile insurance without bodily injury coverage. Therefore, you should protect yourself against being the victim of a driver who does not maintain bodily injury coverage by purchasing uninsured motorist coverage. Uninsured motorist coverage allows you to be compensated for your injuries just as if the uninsured person who caused your accident had purchased bodily injury coverage. It is relatively affordable and offers important protection against uninsured drivers.
