What Healthcare Flexible Spending Accounts Cover?
In general, eligible expenses include charges for the diagnosis, cure, mitigation, treatment, or prevention of disease for the employee, spouse, and eligible dependents you claim on your income tax returns. Charges are eligible only if your medical benefits do not cover them and do not reimburse you for them. The following list of eligible expenses is not complete. Call your FSA provider if you have any questions about a service that this document does not list. Your employer may limit the types of services that are eligible under your flexible spending plan. • Deductibles and coinsurance. • Differences between the provider’s charge and the insurance company’s payment. • a. This amount may not be eligible if the provider participates with your insurer. Participating providers accept the plan allowance as full payment. • b. The insurer may label these amounts “over the UCR” or “over the reasonable and customary rate”. • Dental fees • a. If your group does not offer dental coverage or yo