What if the debtor disputes the debt or simply refuses to pay?
If the debtor disputes the debt, we will obtain documentation which validates the debt and provide them with this documentation. If the debtor simply refuses to pay, we will determine if it makes sense to initiate legal proceedings. Factors considered in starting a lawsuit include: good documentation, balance, any additional cost of litigation and a good address to serve the consumer with the summons or complaint. If a file is not considered “suit worthy”, we may still elect to continue to report the debt to credit bureaus. We receive many payments each week from consumers attempting to clean up their credit rating by paying off old debts. back to top Do you handle my claims all the way through the collection process, including legal? Yes. Primarily, we will attempt to recover your debt in-house. However, in the event litigation becomes necessary, our network of creditor attorneys can fully pursue delinquent accounts. We will also keep you updated as to the progress made by our attorne
