What information and documents do I need to provide to Ocwen to discuss options for avoiding foreclosure?
When discussing available foreclosure alternatives, we will need to determine your eligibility for different programs. The exact documentation required to apply for each program is slightly different. For the Making Home Affordable ModificationSM Program, you will need to provide extensive documentation. Though not necessarily required for an initial discussion of foreclosure options, we suggest that you collect the following documents prior to speaking with associates in our Home Retention Department. Please try to assemble the most recent documentation you have. Income Documentation: • Your most recently filed state and federal tax returns with all schedules and W-2. • Your two most recent paystubs, reflecting your year-to-date income. If there are multiple borrowers, please collect the paystubs for each borrower. • Any records of bonuses, commissions, housing allowances or tips. • If you are self-employed, your most recent quarterly or year-to-date profit/loss statement(s). • If you