What is a liability insurance supplement?
A liability insurance supplement is coverage you can purchase when you rent a car. This type of policy offers liability coverage above and beyond the minimum liability insurance that rental companies are required to provide in most states.BenefitsSupplemental liability insurance usually provides up to $1 million in coverage against lawsuits that result from an accident in a rental car. The supplemental insurance kicks in first, before the driver’s primary car insurance policy.ConsiderationsCar rental companies make a good deal of profit by selling supplemental liability insurance, collision damage waivers, personal accident insurance and personal effects coverage to consumers. When renting a car, remember that these extras are completely optional in most states.AlternativesIf you have a car insurance policy that includes liability insurance, you are covered when driving a rental vehicle. Also, many credit card companies offer supplemental liability insurance as a courtesy if you pay fo
