What is a Life Insurance policy with a Long Term Care Insurance rider?

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What is a Life Insurance policy with a Long Term Care Insurance rider?

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This policy is purchased to satisfy to purposes insurance protection in the event of an illness or injury (Long Term Care Insurance) and a death benefit in the event of your death. If at any point you cannot perform 2 ADL’s the LTC rider would begin paying your benefit. In the event of your death, your beneficiaries would receive a predetermined death benefit when you die.

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