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What is a pending transaction?

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Pending transactions include credits and debits that have not yet posted to your account. They may also include holds applied to certain transactions or your balance. Pending transactions are listed in lowest to highest dollar amount order, and are not listed in the order that they post to your account. A transaction made with your ATM or Check Card using a PIN typically is processed and posted to your account on the same day that the transaction is made, or on the next business day. A transaction made with your Check Card but without your PIN, may take several business days to post to your account. When we approve a request to authorize your debit card transaction, we may reduce the available balance in your account by the amount listed in the request by the merchant. Your remaining available balance must be sufficient to cover checks and other debits that post to your account, or you may incur charges such as overdraft or returned item fees. When the check card transaction posts to ... more
infocenter.bankofamerica.com
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A pending transaction is an item that has not yet posted to your account but is pending and therefore held against your available credit. Normally, a pending item converts into a posted transaction, but if a merchant does not complete the transaction it will expire and the temporary funds hold will be removed. If you see a transaction listed below as pending that already shows as posted to your account, it is no longer holding from your available credit. It will display in both locations until your next statement cycle closing date.
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Pending transactions include credits and debits that have not yet posted to your account history. This may include items such as Check Card purchases, cashed checks, and other holds applied to your available balance. A purchase made with your Check Card will debit your account at the time of the transaction and the funds are placed on temporary hold for one business day. If we do not receive the completed transaction from the merchant within that time frame the pending debit is released. Once we receive the completed transaction from the merchant the debit will post to your account history. In some cases the amount of the pending transaction may not match the actual amount of the transaction. This is because some merchants request us to authorize a general amount such as $1 or the amount that they estimate you will spend, which could be higher or lower than the actual amount of the transaction. When the transaction posts, your account is charged the amount of the transaction ...
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A pending transaction is any transaction that has not posted to your account. Examples of pending transactions are Debit Card/ATM transactions and deposits and withdrawals made at the teller window. more
chicagocommunitybank.com
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Like debit and credit cards, a transaction is pending when a merchant or retailer requests confirmation that you have funds available for the transaction. We have confirmed that you had the funds available and we are holding them for the merchant or retailer to process the transaction. We hold them up to 15 days for the merchant to confirm the transaction. If the transaction is not confirmed by the merchant within this timeframe the funds will be released back to your available balance. It will appear as "pending" when you view your statements online. If you want to cancel a pending transaction or have any questions about the transaction please contact the merchant directly as they will have to cancel it. more
white-eagle.com
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A Pending Transaction is a temporary charge held against your eccount (your available funds) relating to: 1. A transaction (purchase or cash withdrawal) you’ve made using your Tuxedo Card, which has been authorised for payment, but has not yet reached your eccount. 2. 'Reserved' funds requested by certain retailers. (e.g. upon check-in, some hotels take your Tuxedo Card details for an 'authorisation transaction' that reserves enough funds to cover your bill). 3. A payment or cash withdrawal you’ve made to your eccount which has not yet cleared. more
tuxedopay.com
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A Pending Transaction is a temporary charge held against your eccount (your available funds) relating to: 1. A transaction (purchase or cash withdrawal) you’ve made using your JB Card, which has been authorised for payment, but has not yet reached your eccount. 2. 'Reserved' funds requested by certain retailers. (e.g. upon check-in, some hotels take your JB Card details for an 'authorisation transaction' that reserves enough funds to cover your bill). 3. A payment or cash withdrawal you’ve made to your eccount which has not yet cleared. more
jbprepaidcard.co.uk
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A "Pending Transaction" is a purchase that is waiting for authorization. Simply stated, you made a purchase with your account, but the transaction is waiting for final settlement with the merchant. During this time period, you will not have access to those funds associated with pending transactions. Settlement typically occurs within 2-5 business days. At that time, the "pending" status is removed from the transaction.
ecardprogram.com
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A "pending transaction" is a transaction that a merchant has authorized but not yet confirmed with American Express. Transactions will remain "pending" until American Express receives confirmation from the merchant, along with the total transaction amount (in some cases, the actual transaction amount may be less than the amount that was authorized). more
www210.americanexpress.com
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It is a service that enables you to make the transaction of a pre-defined amount to a pre-selected account on a pre-defined date. more
e-banking.hangseng.com
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