What is a wind/hail deductible?
In addition to a basic policy deductible of $500, some companies may require a separate and different deductibles for wind/hail claims. The wind/hail deductible is generally $1,000. Some companies may be offering policies with a percentage deductible for wind/hail in the amount of one or two percent of the dwelling coverage amount. For example; if the house is covered for $150,000 with a one percent deductible, the amount you would have deducted from your claim check would be $1,500.
