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What is an “Expected Family Contribution” (EFC)?

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What is an “Expected Family Contribution” (EFC)?

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The EFC is a number that helps your financial aid counselor determine if you are able receive one of several available forms of federal assistance. These include Pell, Stafford Loans, Supplemental Educational Opportunity Grant (SEOG), and Federal Work Study (FWS). We use this number to determine the amount of your grants, loan or work-study award. The EFC is derived through a Congressionally mandated formula.

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Your Expected Family Contribution is an amount calculated from information that was provided in your FAFSA. Your EFC is an estimate of the maximum amount that your family should be able to afford to pay towards your education for the academic year. Your EFC is subtracted from your COA to determine the amount of your financial need.

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Your Expected Family Contribution (EFC) is an amount calculated from information that you provided in your FAFSA. Your EFC is an estimate of the maximum amount that your family should be able to afford to pay towards your education for the academic year. Your EFC is subtracted from your COA to determine the amount of your financial need. For more information, consult the How Need is Determined section of the Financial Aid Handbook.

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The EFC is the amount the federal processor determines your family can contribute toward the cost of your education based on the information reported on the Free Application for Federal Student Aid (FAFSA).

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