What Is an HSA Qualified Health Insurance Plan/High Deductible Health Plan (HDHP) ?
An HDHP is a health insurance plan with minimum deductible of $1100 (self-only coverage) or $2200 (family coverage). The annual out-of-pocket (including deductibles and co-pays) cannot exceed $5500 (self-only coverage) or $11,000 (family coverage). HDHPs can have first dollar coverage (no deductible) for preventive care and higher out-of-pocket (copays & coinsurance) for non-network services.
