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The employee may be asked to submit to an independent medical examination, at the insurer’s expense, for an independent opinion. This is generally used when there is a dispute in the disability, injury or question of the treatment plan. Independent Medical Examiners cannot treat an injured worker.
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The insurance company hires doctors to perform medical exams on injured employees, called independent medical exams. The doctor examines the employee and then reports his results to the insurance carrier.
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dhmh.state.md.us
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