What is an investigative credit report?
An investigative credit report is a report that goes far beyond your simple bill-paying history. Under federal law, a credit bureau that is asked to conduct an investigative credit report has the right to interview your neighbors, friends, associates or any other acquaintance who may have knowledge about your character, general reputation, personal characteristics or mode of living. However, the credit bureau must inform you in writing that it will be conducting such an investigation.
