What is collision car insurance?
Comprehensive and Collision car insurance in a package is sometimes referred to as “full coverage” and may protect one’s vehicle in case of many types of common damages such as accidents, vandalism, theft, fire and falling objects. In other words, if you don’t want to have to fix the vehicle yourself, get this protection. This coverage is available individually, example: comprehensive but not collision if desired. When selecting coverage, simply select “reject” for whatever is not desired. Should I buy collision coverage on an older car? Consumers with older cars should determine if they should get collision coverage by obtaining auto insurance quotes and determining if the money they have to pay is worth covering their car. Check the Blue Book Value for used cars to get an idea of how much you would get in case of a total loss. This way you can make a decision on desired protection based on what you think would be preferable. Keep in mind that deductibles apply for this type of covera