WHAT IS EMORYS LIABILITY INSURANCE PROGRAM?
Hey there. Well Care is great coverage and gives dental vision spending cards but you can’t actually use the card. I’ve tried multiple times without being able to still months later. The times I’ve called I have waited way too long for them to answer the phone being put on wait. Contact wellcare health plans customer service for help.
A. The Emory system is insured for professional and general liability exposures under a comprehensive multi-layered program in which the system retains a portion of risk through a captive insurance company subsidiary and transfers the remaining risk to the commercial market. A captive insurance company is a company formed to insure the risks of its parent. Clifton Casualty Insurance Company Ltd. (“CCIC”) retains the primary limit of $3,000,000 per claim for professional liability and $1,000,000 per claim for general liability. Additional limits are purchased in excess of the primary layer and the amount of excess insurance is determined annually.