What is my insurance company responsible to pay for if a tree or tree limbs fell on my house because of the ice storm?
A. Please review the coverage language in your policy carefully. If your policy covers damage caused by falling trees or tree limbs, the insurance company must pay for repairing the damage to the insured property in accordance with your policy. If your policy provides additional coverage for removal of fallen trees or debris, it will also pay to remove the tree and any debris of covered property from the residence premises.