What is pet insurance?
Pet health insurance helps pet owners pay their veterinary bills by providing reimbursement for veterinary costs. Pets can be covered for accidents or illnesses, as well as wellness care, like vaccinations and annual check-ups. Veterinary care is becoming more sophisticated and more expensive. In fact, the costs of veterinary care have more than doubled over the past ten years. In light of these rising costs, pet health insurance offers valuable peace of mind. By covering their pets, pet owners can rest assured that they have the financial support they need to take care of their pets – and, in some cases, even save their lives. As the cost of veterinary care continues to increase, pet health insurance is quickly gaining popularity in the US. Although only a small percentage of American pets are currently protected, that number is growing rapidly. It’s Hartville’s mission to encourage this growth by educating the public on pet health insurance, and providing affordable pet health insura
no secret that American’s love their pets. The level of affection can be tested though when a pet dog or cat is severely injured or is diagnosed with a serious illness. It used to be rare, when confronted with expensive pet health decisions, that pet owners would choose an operation or procedure over euthanasia. Now, with the advent of Pet Health Insurance, more people are making the decision to pay for costly pet health care.
It is now possible to pay a monthly premium to insure your pet against veterinary fees. Several insurance companies run schemes offering this and so it is important to choose the right one for you. All insurance companies have an excess charge so that you pay the first part of any claim and they will then pay the rest. Typical excess charges are from 30-50 but some insurance policies have higher excesses in return for a lower monthly premium. It is often difficult to get insurance for older pets and pre-existing illnesses will not be covered so it is important to think about insurance as soon as possible. With more and more advances in pet healthcare and the increasing level of referrals to specialist centres for major operations (artificial hip joints, cataract surgery, radiation therapy etc) pet insurance can take away the financial worries when a pet is seriously ill. RETURN TO TOP OF PAGE How Do I Take My Pet Abroad ?
Pet Health Insurance can give you the peace of mind that you are covered against unexpected vet bills. Having a pet can be a costly affair when you consider such expenses as food, vaccinations and checkups. But did you know that the cost of surgery can run into thousands of pounds? Would you be able to afford the vet’s bill for major surgery should your pet fall ill or the cost of a claim against you if your dog runs out into the road causing a road traffic accident? One of the most distressing situations to arise is when a pet’s problem is curable but the cost is too high for the owner to be able to afford, and consequently the animal has to be put to sleep. A less serious situation is when the owner has to opt for the less than best treatment due to money constraints. Obviously with the correct insurance policy these situations are avoided. Pet insurance can take away the financial worries when a pet is seriously ill. It is often difficult to get insurance for older pets and pre-exis