What is stacking for Uninsured Motorist coverage and do I need it?
Stacking simply means that it is unrestrictive. If you have two cars and had $10,000 stacking UM on each vehicle and were involved in a car accident, you would have a total available UM coverage of $20,000.00. If you were a passenger in someone elses car, you could stack your UM on top of their UM to get more available coverage. We recommend that you buy stacking coverage as it only costs a few dollars more and provides you with additional and valuable coverage.
