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Supplemental insurance is additional insurance purchased to cover charges not paid by a primary payer. There are many Supplemental Plans available and coverage varies greatly between the various plans. It’s very important a patient understand what their supplement will pay as even with two or more plans you may be responsible for a portion of the bill.
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Supplemental insurance is an additional insurance which provides coverage in excess of your primary insurance policy. For example, Flood Insurance is a supplemental insurance to your homeowners policy which does not cover damage from floods. Or, you might have an Umbrella Liability policy which provides coverage to a higher dollar limit above your auto policy or business policy.
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What is Supplemental Insurance?