What is The Business Council Workers Compensation Manufacturers Group Self Insurance Trust?
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The trust is an organization of manufacturers formed for the specific purpose of providing statutory workers’ compensation and employers’ liability coverages. Participants are usually small to medium sized companies that may not have the financial capacity to become a self insurer on their own but want to reap the benefits and maintain the control associated with self-insurance.How does a self-insurance trust work?All members pool their normal worker’s compensation premiums to pay claims and related services, loss control services, general administrative service, premiums for required insurance and bonds, and any other related expenses. Excess workers’ compensation insurance is purchased to reduce the exposure of the Trust to catastrophic claims. Typically, the expenses associated with self-insurance trusts are lower than those of traditional workers’ compensation insurance plans.Who are the participants of the Business Council Workers’ Compensation Manufacturers Group Self Insurance T
