What is the cost and how long will coverage last while under COBRA?
The monthly premiums are set each March by the Board of Trustees and do not change for 12 months. The cost is determined by the type of coverage you elect and whether you are buying coverage for yourself or for both yourself and your family. The duration of coverage can be from 18 to 36 months. Generally, coverage is for 18 months, but can be extended to 36 months if a second qualifying event occurs or to 29 months if Social Security determines that a qualified beneficiary is totally disabled. The provisions of COBRA are too numerous and complex to fully cover in the space allotted here. For more information on your rights to elect COBRA Continuation Coverage, refer to your plan booklet or contact the Fund Office at (707) 864-2800 or toll-free at 1-800-244-4530 and ask for the COBRA section. You may also email us at customerservice@norcalaborers.org.
