What is the cutoff time for entering payments?

Any payment entered into online bill pay before 4:00 a.m. will be processed later that same day and, then, withdrawn from your checking account. • How far in advance should I set up payments? At least 10 days in advance of the due date. • How do I know if a payment was received? Call the merchant directly for verification. • What merchants except online bill payments? Most merchants accept electronic payments. To easily locate your merchant, please check the "Merchant Directory List." If your merchant is not listed, simply enter its name in the "Add a Payee" box. This will prompt you to add the merchants name and address. Once all the information is entered, payment will be made. • Are there any restrictions for online bill pay? The restrictions include payees outside of the United States. Tax payments and court-ordered payments are discouraged and must be scheduled at your own risk. • How does online bill pay work for joint account holders? Your online bill pay account will have ...  more

The cutoff time for entering 1st Mortgage payments is 5 p.m. (CT). 1st Mortgage payments made after 5 p.m. (CT) will be processed the next Business Day. The cutoff time for making Auto or Consumer loan payments is 10 p.m. (CT). Auto or Consumer loan payments made after 10 p.m. (CT) will be processed the next Business Day. Business Days are Monday through Friday except federal holidays. Any payments made on weekends and holidays will be sent the next Business Day.  more

Bill payment requests made after 12:00 a.m. (EST) Monday through Saturday will be withdrawn from your account at 12:00 a.m. on the following business day. The 12:00 a.m. cut-off is done to ensure our third party processor receives and generates the payment to your Payee the same day. Our processor generates payments Monday through Friday, except Federal Reserve Holidays. 3. How long does it take for a check or electronic payment to arrive at the company? You should plan on the normal mailing time for any company or individual being sent a check. You will also want to take into account that the payment is being sent without the remittance slip provided to you with your bill. This may delay the application of your payment to your account. For companies receiving electronic payments, they will receive them in either one or two business days. 4. How can I determine if a company or individual has received my payment? Similar to paying a bill with your personal check, you cannot tell ...  more

Our daily cut-off for bill payment transactions is 5:00 p.m. (CT). Payments created after that time or on weekends and holidays can be scheduled with the next business date. In order to update a payment scheduled for today, the edit must occur before 5:00 p.m. (CT).  more

5 a.m., Eastern Time. The cutoff time is important only if attempting to schedule payments right at the minimum number of days recommended. For example, if a payment is due the following Friday, you would want to set the scheduled payment date as the previous Friday and that payment request must be submitted BEFORE 5 a.m. on the previous Friday in order to assure that he payment will be processed and arrive near or on the payment due date.  more

The cutoff time for entering payments is 7:00 pm Pacific Time. Payments scheduled after 7:00 pm Pacific Time or on weekends and holidays will be sent the next business day.  more