What is the difference between a dental plan and dental insurance?
Most people are under the misconception that insurance is always better than a reduced fee plan. The truth of the matter is insurance will ALWAYS be more expensive because they have to pay claims. Insurance companies are one of biggest legitimate “money making” businesses in America today. They are in business to make a profit so if they have too many claims to pay, they will either raise premiums and/or lower benefits. The following is a list of the most significant differences between dental insurance and Savon Dental Plan® • Your premiums for dental insurance are always considerably more expensive than the cost of membership into Savon Dental Plan®. • Insurance companies place a “maximum yearly benefit” on all of their plans. Your maximum yearly benefit is usually between $750.00 and $1500.00 per person per year (the higher the maximum benefit, the higher the premium you pay). Savon Dental Plan® does not have any maximum yearly benefit limit at all. Our goal is to encourage you to u