What is the difference between a Diamond Grading Report and an Appraisal?
A diamond’s physical attributes should be graded by a reliable independent lab such as GIA or AGS which issue a Diamond Grading Report or Certificate. This report does not give you the retail replacement value that you need for insurance purposes. You may also receive an appraisal or assessment of your stone from a jewelry store or independent appraiser. Both are important, but be sure to get the Diamond Grading Report rather than just an appraisal before purchasing your very special diamond.
