What is the difference between a dwelling insurance policy and a home insurances plan?
A home insurance online policy is a plan which covers loss not only to the living structure, but more structures on the land, personal property contained in the dwelling, and liability to 3rd parties which come onto the house and surrounding territory. In its cleanest shape, a dwelling insurance plan pays for just the dwelling building itself — giving a much lesser amount of coverage. However not very common, dwelling insurance plans are used in some cities in order to insure holiday houses which are unoccupied some of the year.