What is the difference between Acceder.com and others such as Kiva, Zopa and Prosper?
Acceder.com is in certain ways similar to Kiva and other social lending websites such as Zopa and Prosper in the sense that it uses an on-line platform to intermediate between people willing to help others and individuals in need of financial help. Nevertheless, while the users of Kiva and the referred social lending sites make an actual loan to the borrowers, Acceder.com only refers to “loans” and “lending” for the sake of simplicity since what truly takes place is a donation to Acceder.com, after the contribution will be disbursed to Field Partners for ultimate disbursement to each Borrower selected for receipt of a Loan. However, once the loan is repaid to Acceder.com by the borrowers, Acceder.com will credit the amounts as “virtual funds” in your account with Acceder.com in order to let you make a new loan.
