What is the Difference between Bonded and Insured?

At Key Mobile Inc., we are actively trying to inform and educate our clients about the difference between a licensed (bonded and insured) locksmith and an unlicensed, unqualified individual.  more

Bonding and insuring are both forms of protection against financial loss, but they work slightly differently, and in some industries, people may be bonded and insured so that they are thoroughly covered. In both cases, the coverage involves making regular payments to a third party, known as a surety in the case of a bond, and an insurance agency in the case of insurance. This third party is responsible for making a pay out in the event that a claim is made. Bonds protect specific jobs, providing coverage if the job is not completed to satisfaction. If a bonded contractor abandons a job in the middle, for example, the contractor's client could make a claim on his or her bond to be compensated. Bonds also cover things like damage caused by a moving company, theft by a house sitter, and other problems related to the satisfactory completion of a job. Insurance covers against specific types of losses. For example, if an insured electrician accidentally damages the electrical supply to a ...  more

What type of payments do you accept? What is the cylinder? What is a key code? I live in the Dallas metroplex. Do you service my area? Q. Do locksmiths have "master keys" for all locks? A. NO! This myth is completely false. There are a few low security locks which have a very small number of combinations for which there is a number of set keys. High security emergency locks can be designed to open with a master key, but this is only by special arrangement and is limited to specific locks. Q. Why do I need a locksmith as opposed to a handyman or replacing the lock myself? A. Licensed locksmiths have the expertise and certification to perform most security tasks. You also have the confidence that a professional must be a member of an approved professional security organization. At Slim Jim's Vehicle Unlock - Lock & Key Service, we are licensed and also a member of the Texas Locksmith Association, Texas Panhandle Locksmith Association and the Associated Locksmiths of America. Q. What ...  more