What is the difference between life-threatening cancer and cancer in situ?

"Cancer in situ" means the diagnosis of cancer wherein the tumor cells still lie within the tissue of the site of origin without having invaded neighboring tissue. We pay 25 percent of the total benefit amount for first diagnosis of cancer in situ. Life-threatening cancer is when the tumor cells have spread beyond the tissue of the site of origin and have invaded neighboring tissue. We pay 100 percent of the total benefit amount for diagnosis of life-threatening cancer.  more