What is the difference between my ATM/Visa Chek (Debit) card and my credit card?
A. When you use your ATM/Visa Chek (Debit) card as a signature based transaction you are authorizing that vendor to take money directly from your Marine FCU checking account balance. When you use your credit card you are using money from a revolving line of credit with a pre-established agreement that you will repay that amount and any additional charges by a predetermined date.