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What is the difference between Personal Accident, Janta Personal Accident and Group Personal Accident policies ?

April 26, 2017difference group janta personal accident policies

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What is the difference between Personal Accident, Janta Personal Accident and Group Personal Accident policies ?

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Janta Personal Accident and Group Personal Accident policies are fixed sum insured policies whereas Personal Accident insurance is a variable Sum Insured policy which is based on income and other parameters like occupation of the person to be insured. Under Janta Personal Accident and Gramin Personal Accident insurance, the benefits available are fixed whereas under Personal Accident, the same can be selected from different tables of covers.