What is the IGA healthcare plan?
The IGA Group Employee Benefit Trust is a new employee healthcare benefit program designed exclusively for IGA members. It is a fully insured employee benefit plan designed to meet all the federal regulations including ERISA, HIPAA and COBRA. Some of the major plan features include: Comprehensive medical and prescription drug coverage Benefits are fully guaranteed by qualified A rated insurers Dental, vision, group life and short term disability are also available Easy access to selected local, regional, and national PPO networks Benefits up to $1 million per covered person per year Benefits all fully guaranteed from the first eligible dollar to the Plan limits Plan deductibles starting at $500 per person per year H.S.A.