What is the maximum amount I can borrow in Federal Stafford loans?
The loan limits depend on whether you are a dependent or independent student. For Dependent Undergraduate Students, the Federal Stafford loan limits as are as follows: In year #1, the limit is $3,500. In year #2, the limit is $4,500. In year #3 (and each year beyond), the limit is $5,500. The maximum total debt from Stafford Loans upon graduation for a dependent student is $23,000. For Independent Undergraduate Students, the Federal Stafford loan limits are as follows: In Year #1, the limit is $7,500. Of this amount, no more than $3,500 may be in subsidized loans. In Year #2, the limit is $8,500. Of this amount, no more than $4,500 may be in subsidized loans. In Year #3, the limit is $10,500. Of this amount, no more than $5,500 may be in subsidized loans. The maximum total debt from Stafford Loans upon graduation for an independent student is $46,000. Of this amount, no more than $23,000 may be in subsidized loans. Focus Player • Is a credit check required to receive a Stafford Loan? N