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What is the meaning of in-network/out-of-network benefits?

April 26, 2017Benefits in-network out-of-network

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What is the meaning of in-network/out-of-network benefits?

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When you use a provider that participates in the Personal Choice network or the BlueCard® PPO program, they are considered in-network. Providers that do not participate in the Personal Choice network or BlueCard PPO are considered out-of-network, and your benefits are reduced.