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What is the minimum credit score for the FHA loan program?

April 26, 2017Credit score FHA loan minimum program

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What is the minimum credit score for the FHA loan program?

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The FHA loan program does not use credit scores for qualifying mortgage applicants. Unlike traditional conventional mortgage programs underwritten based upon guidelines established by Freddie Mac and Fannie Mae, the FHA program is geared towards credit quality vs. traditional credit scoring models. This offers an opportunity for FHA Home Buyers to achieve homeownership and can provide FHA Refinance solutions to those individuals who have had past credit problems. Quick Mortgage Application Back to Questions Question?