What is the National Flood Insurance Program (NFIP)?

The NFIP is a Federal program enabling property owners in participating communities to purchase insurance protection against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the Federal Government that states if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas, the Federal Government will make flood insurance available within the community as a finacial protection against flood losses.  more

This is a program established by the federal government to reduce flood damage and to make affordable flood insurance available in participating communities.  more

The NFIP is a Federal program that provides flood insurance to property owners in participating communities. This insurance is an alternative to disaster assistance should flooding occur in the participating community.

The NFIP is a federal program that enables property owners in participating communities to purchase insurance as protection against flood losses. This insurance was proposed as an insurance alternative in the event of major natural disasters, in order to be able to cover the increasing repair costs of structural and content flood damages.  more

The NFIP is a federal program enabling property owners to purchase flood insurance. The federal government makes flood insurance available to communities that agree to enforce requirements that will reduce future flood losses to new construction within the special flood hazard area (100-year floodplain). The NFIP came about following many years and billions of dollars spent on constructing dams, levees, and sea walls to try to reduce flood losses, only to see flood losses continue to rise.  more

In 1968, Congress created the National Flood Insurance Program (NFIP) in response to the rising cost of taxpayer funded disaster relief for flood victims and the increasing amount of damage caused by floods. Nearly 20,000 communities across the United States and its territories participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage. In exchange, the NFIP makes federally backed flood insurance available to homeowners, renters and business owners in these communities.  more

The National Flood Insurance Program is a Federal program that allows you to purchase insurance against flooding. The basis of participation in the NFIP is the agreement between local communities and the Federal Government. This agreement consists of the community enforcing a floodplan management ordinance which would reduce future flood risk to new construction, and as a financial protection the Federal Government will make flood insurance available within the community.  more

The National Flood Insurance Program (NFIP) is a Federal program enabling property owners in participating communities to purchase insurance protection against losses from flooding. This program is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the Federal Government. This agreement states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas, the Federal Government will make flood insurance available within the community as a financial protection against flood losses.  more

NFIP is a program administered by FEMA, which produces Flood Insurance Rate Maps (FIRMs) that are based on technical analysis and stream gauge measurements of historical flooding information. FIRMs include flood risk information, special flood hazard areas, Base flood elevations (called 100-year elevations), areas subject to inundation by 100-year and 500-year floods along primary channels, and common features like streams, highways, roads, and railroads. Call 1-800-477-4661 for information about obtaining coverage under the National Flood Insurance Program.  more

The NFIP is a federal program enabling property owners in participating communities to purchase insurance protection against losses from flooding. This insurance is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing flood damage to buildings and their contents. Participation in the NFIP is based on an agreement between local communities and the federal government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas, the federal government will make flood insurance available within the community as a financial protection against flood losses.  more