What is the NHSC Loan Repayment Program?
The NHSC Loan Repayment Program (LRP) is one way the NHSC works with communities to recruit health care professionals committed to serving the needs of underserved populations. This competitive program makes contract awards to clinicians that agree to serve full time at approved sites in designated health professional shortage areas (HPSAs) of greatest need. In return for this service, NHSC LRP participants receive money to repay qualifying educational loans that are still owed, plus a 39% tax assistance payment. For the first 2 years of service in a federally designated health professional shortage area, the NHSC LRP will pay up to $25,000 for each year of service, based on the participant’s outstanding balance of qualifying educational loans. If the total amount of the participant’s qualifying educational loans is less than $50,000, the NHSC LRP will pay one-half of the total qualifying educational loans annually. Opportunities to participate in the program beyond 2 years may be avai