What is the purpose of the bankruptcy automatic stay, 11 USC §362?
The purpose of the bankruptcy automatic stay is to keep your creditors from closing in on you, and taking everything, by repossession, foreclosure or judgment execution, to give you some “breathing room” while your bankruptcy case is going on. The goal of a The Bankruptcy Law Firm, PC is to keep the bankruptcy automatic stay in effect until you receive your bankruptcy discharge. Once a debtor receives a bankruptcy discharge, the debtor no longer needs the protection of the bankruptcy automatic stay, because once a debt is discharged, the bankruptcy discharge, 11 USC §524, prohibits (enjoins, stops) creditors forever from trying to enforce discharged debts against the debtor personally.