What is the RFC program?
The Repetitive Flood Claims grant program was authorized in Section 1323 of the National Flood Insurance Act of 1968, as amended by the Bunning-Bereuter-Blumenauer Flood Insurance Reform Act of 2004 (FIRA 2004). This program provides funding to reduce or eliminate the long-term risk of flood damage to structures insured under the National Flood Insurance Program (NFIP) that have had one or more claim payment(s) for flood damages. RFC funds may only be used to mitigate structures that are located within a State or community that participates in the NFIP and cannot meet the requirements of the Flood Mitigation Assistance (FMA) program due to lack of cost share funds or capacity to manage the activities. The long-term goal of the RFC grant program is to reduce or eliminate multiple claims for a single property insured under the NFIP through mitigation activities that are in the best interest of the National Flood Insurance Fund (NFIF).
