What is the Special Investigative Unit (SIU)?
American General’s Special Investigative Unit (SIU) is responsible for investigating incidents of potential fraud identified by customers, agents, health providers, groups, viatical companies and other parties. The SIU conducts audits, analysis, surveillance, undercover operations and interviews. They also cooperate on investigations with federal, state and local law enforcement agencies. The SIU also pursues civil actions against perpetrators of insurance fraud. Additionally, the SIU participates in American General’s pursuit to recover monies that we unknowingly paid on fraudulent claims. How can I prevent/avoid fraud? • Be vigilant, informed and know where to call when you detect or suspect fraud • Be wary of physicians who insist you file a personal injury claim after an accident, especially if you’re not hurt • Be aware of attempts by agents, medical providers and others to convince you that everybody else is profiting so you may as well try to reap the benefits of insurance fraud